# Sunleaf Business Capital > Sunleaf Business Capital is a small-business funding broker at 1565 Lake Woodlands Dr, Spring, TX 77380 (phone (281) 674-4485). It helps businesses in Spring, TX; Humble, TX and across Montgomery County, Texas, explore business lines of credit, working capital, business term loans, inventory financing, equipment financing and leasing, and merchant cash advances. Sunleaf Business Capital forwards funding requests to funding partners; each partner reviews a request and sets its own credit decision, rates and terms. Sunleaf Business Capital is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Sunleaf Business Capital does not arrange personal, payday, auto title, mortgage, startup or SBA loans, does not offer grants, and does not arrange funding for trucking. Key facts: - Business type: small-business funding broker (not a lender) - Address: 1565 Lake Woodlands Dr, Spring, TX 77380, United States - Phone: (281) 674-4485 - Apply: https://sunleafbusinesscapital.com/apply/ - Service area: Spring, TX; Humble, TX and all of Montgomery County, Texas - Language: English ## Funding options - [Types of Business Loans for Spring, TX Gyms and Salons](https://sunleafbusinesscapital.com/business-loans/): Sunleaf Business Capital, a funding service in Spring, Texas, sets six funding types side by side: lines of credit, term loans, working capital, inventory financing, equipment financing and merchant cash advances, which are not loans. Each one is matched to a kind of expense, and the partner that reviews a request sets the terms. - [Working Capital Loans in Spring, TX for Gyms and Salons Covering Payroll](https://sunleafbusinesscapital.com/business-loans/working-capital/): Sunleaf Business Capital, based in Spring, Texas, helps owners size a working capital loan to a specific gap: payroll before a large invoice pays, a supply order, or a month when costs run ahead of deposits. It matches the request with funding partners, who review it and set any terms. - [Business Term Loans in Spring, TX for Gyms, Salons and Business Buyers](https://sunleafbusinesscapital.com/business-loans/term-loans/): Sunleaf Business Capital in Spring, Texas helps owners compare business term loans for costs that pay off over years: build-outs, remodels, practice buy-ins and buying an existing business. The request goes to funding partners; the one that reviews it sets the amount, rate, term and collateral. - [Business Lines of Credit in Spring, TX for Gyms and Salons](https://sunleafbusinesscapital.com/business-loans/line-of-credit/): Sunleaf Business Capital, a Spring, Texas funding service, starts many conversations with the line of credit: a revolving limit for costs that come and go. The page explains draws, repayment, draw periods and what partners read, for gyms, salons, physician offices and repair shops. Partners set the limit and terms. - [Inventory Financing in Spring, TX for Gyms and Salons Stocking Up](https://sunleafbusinesscapital.com/business-loans/inventory-financing/): Sunleaf Business Capital, based in Spring, Texas, helps businesses that carry stock compare inventory financing with credit lines and purchase order financing. In inventory financing the goods themselves help secure the loan. Funding partners review each request and decide the advance and terms. - [Equipment Financing in Spring, TX for Gyms, Salons and Physician Offices](https://sunleafbusinesscapital.com/equipment-financing/): Sunleaf Business Capital in Spring, Texas helps owners compare equipment loans and leases for five kinds of gear common to the area's service businesses: fitness, salon, dental and medical, auto repair and restaurant equipment. The funding partner that reviews the quote decides the amount, term and any down payment. - [Merchant Cash Advances in Spring, TX for Gyms and Salons With Card Sales](https://sunleafbusinesscapital.com/merchant-cash-advance/): Sunleaf Business Capital, a Spring, Texas funding service, explains merchant cash advances so owners can price them against loans. An advance is a purchase of future receivables, collected as a share of card or deposit sales until a set total is reached. The provider sets the factor rate and holdback. ## Industries - [Business Loans by Industry in Spring, TX: Gyms, Salons and Physician Offices](https://sunleafbusinesscapital.com/industries/): Sunleaf Business Capital, a funding service in Spring, Texas, groups its industry notes six ways: gyms and salons; clinics, dentists and child care; kitchens, cafes and bars; crews and repair bays; storefronts and lodging; and offices and advisers. Fourteen industries have full pages; the others have a note here with County Business Patterns 2023 counts for Montgomery County, TX. - [Spring, TX Gym Business Loans: Racks, Rowers and Studio Build-Outs](https://sunleafbusinesscapital.com/industries/gyms-and-fitness-studios/): Sunleaf Business Capital, a funding service in Spring, Texas, helps gym and studio owners line up gym loans, equipment financing and credit lines against the expense in front of them. Montgomery County, TX had 89 fitness and recreational sports centers with paid staff in 2023 (County Business Patterns). A funding partner studies each request and sets its own answer and terms. - [Spring, TX Salon Business Loans: Styling Chairs, Dryers and Suite Build-Outs](https://sunleafbusinesscapital.com/industries/salons/): Sunleaf Business Capital in Spring, Texas helps hair, nail and beauty salon owners compare salon equipment financing, working capital and term loans. Montgomery County, TX had 148 beauty salons, 38 nail salons and 17 barber shops with paid employees in 2023 (County Business Patterns). Partners that see the request decide on approval and terms. - [Dental Office Loans in Spring, TX: Operatories, Imaging and Practice Purchases](https://sunleafbusinesscapital.com/industries/dental-practices/): Sunleaf Business Capital, working from Spring, Texas, helps dentists compare dental practice loans, dental equipment financing and practice purchase loans. Montgomery County, TX counted 253 offices of dentists with paid staff in 2023 (County Business Patterns). Each request goes to funding partners, and the partner that reviews it decides. - [Medical Practice Loans in Spring, TX: Exam Rooms, Imaging and Practice Buy-Ins](https://sunleafbusinesscapital.com/industries/medical-practices/): Sunleaf Business Capital in Spring, Texas helps physicians and clinic owners compare medical practice loans, equipment financing, credit lines and buy-in loans. County Business Patterns counted 572 offices of physicians with paid staff in Montgomery County, TX in 2023. Whether to fund, and on what terms, is decided by the partner that reads the file. - [Spring, TX Restaurant Loans: Kitchen Lines, Patios and Second Locations](https://sunleafbusinesscapital.com/industries/restaurants/): Sunleaf Business Capital, a Spring, Texas funding service, helps restaurant owners compare loans for restaurants, kitchen equipment financing and working capital. Montgomery County, TX had 441 full-service and 484 limited-service restaurants with paid staff in 2023 (County Business Patterns). Funding partners read the request and choose whether to make an offer. - [Daycare Center Financing in Spring, TX: Classrooms, Playgrounds and Staffing](https://sunleafbusinesscapital.com/industries/daycare-centers/): Sunleaf Business Capital, based in Spring, Texas, helps child care center owners compare daycare business loans, equipment financing and working capital. County Business Patterns counted 106 child day care centers with paid staff in Montgomery County, TX in 2023. The partner that reviews a request sets the answer and any terms. - [Spring, TX Auto Repair Shop Loans: Lifts, Scan Tools and Alignment Racks](https://sunleafbusinesscapital.com/industries/auto-repair/): Sunleaf Business Capital in Spring, Texas helps independent garages compare auto repair business loans, shop equipment financing and working capital. County Business Patterns counted 284 automotive repair and maintenance shops with paid staff in Montgomery County, TX in 2023. Funding partners weigh each request and make the decision. - [Spring, TX Landscaping Equipment Financing: Zero-Turns, Skid Steers and Trailers](https://sunleafbusinesscapital.com/industries/landscaping/): Sunleaf Business Capital, based in Spring, Texas, helps landscapers and lawn care companies compare equipment financing, landscaping business loans and credit lines. County Business Patterns counted 141 landscaping services firms with paid staff in Montgomery County, TX in 2023. Funding partners read each request and decide on their own. - [Hotel Loans in Spring, TX: Room Renovations, FF&E and Off-Peak Months](https://sunleafbusinesscapital.com/industries/hotels-and-motels/): Sunleaf Business Capital, a Spring, Texas funding service, helps hotel and motel owner-operators compare renovation financing, FF&E financing and working capital. It does not arrange mortgages. Montgomery County, TX had 62 traveler accommodation establishments with paid staff in 2023 (County Business Patterns). Partners review requests and decide. - [Spring, TX Business Loans for Retail: Shelf Stock, Fixtures and Holiday Orders](https://sunleafbusinesscapital.com/industries/retail/): Sunleaf Business Capital in Spring, Texas helps store owners compare retail business loans, inventory financing and credit lines. Montgomery County, TX had 1,698 retail employer establishments in 2023, with 29,571 paid employees (County Business Patterns). The partner that looks at a request makes the funding decision. - [Business Loans for Real Estate Agents in Spring, TX: Office Buyouts and Moves](https://sunleafbusinesscapital.com/industries/real-estate-agents/): Sunleaf Business Capital, based in Spring, Texas, helps agents, teams and real estate offices compare credit lines, working capital and term loans for the business side of real estate. It does not arrange property loans. Montgomery County, TX had 288 real estate agent offices with paid staff in 2023 (County Business Patterns). - [Cafe Business Loans in Spring, TX: Espresso Machines, Ovens and Build-Outs](https://sunleafbusinesscapital.com/industries/cafes-and-coffee-shops/): Sunleaf Business Capital, a funding service in Spring, Texas, helps coffee shop and cafe owners compare equipment financing, working capital and term loans. Montgomery County, TX had 155 snack and nonalcoholic beverage bars, the Census group that holds coffee shops, with paid staff in 2023 (County Business Patterns). Partners decide on each request. - [Spring, TX Bar Business Loans: Tap Systems, Remodels and Liquor Stock](https://sunleafbusinesscapital.com/industries/bars-and-taverns/): Sunleaf Business Capital, working from Spring, Texas, helps bar, pub and taproom owners compare equipment financing, term loans and stock funding. County Business Patterns counted 46 drinking places with paid staff in Montgomery County, TX in 2023. A funding partner looks at each request and decides whether to make an offer. - [Accounting Firm Loans in Spring, TX: Practice Purchases, Software and Staff](https://sunleafbusinesscapital.com/industries/accounting-firms/): Sunleaf Business Capital, a Spring, Texas funding service, helps accounting, consulting, IT and engineering firms compare credit lines, term loans and acquisition financing. In 2023 Montgomery County, TX had 252 accounting firms and 675 consulting firms with paid staff (County Business Patterns). Partners review each request and choose. ## Guides and calculators - [Spring, TX Business Loan Guides and a Line of Credit Payment Calculator for Gyms](https://sunleafbusinesscapital.com/resources/): Sunleaf Business Capital, a Spring, Texas funding service, publishes one local guide and one calculator: how building permits and commercial leases fit into a build-out loan around Spring, and a calculator that turns a drawn line of credit balance into a monthly payment. The sections below cover documents, preparation and a lender-ready plan. - [Spring, TX Building Permits, Permit Search and Commercial Space Checks Before a Build-Out](https://sunleafbusinesscapital.com/resources/spring-tx-building-permits-and-commercial-space/): Sunleaf Business Capital in Spring, Texas wrote this guide for owners planning a build-out before asking for funding. Spring is a census-designated place rather than an incorporated city, so the office that issues a permit depends on where the parcel sits. The guide covers permit searches, timing, code questions and leasing, without stating rules: confirm each requirement with the permitting office. - [Line of Credit Payment Calculator for Spring, TX Gyms, Salons and Clinics](https://sunleafbusinesscapital.com/resources/line-of-credit-payment-calculator/): Sunleaf Business Capital, a funding service in Spring, Texas, provides this line of credit payment calculator. It uses only the numbers you type: a drawn balance, an annual rate and a payoff period. Real rates and terms come from funding partners' offers. ## Areas served - [Spring, TX Business Loans: ZIP Counts, Local Lenders and Gyms](https://sunleafbusinesscapital.com/spring-tx/): Sunleaf Business Capital is a small-business funding service at 1565 Lake Woodlands Dr, Spring, TX 77380. It matches requests from Spring-area gyms, salons, clinics and shops with funding partners, who review each one and decide. This page sets out ZIP-level Census counts for Spring and The Woodlands, the lender types nearby and the Texas filings a loan file can reference. - [Business Loans for Towns Around Spring, TX, From Gyms to Salons](https://sunleafbusinesscapital.com/service-areas/): Sunleaf Business Capital, at a Spring, Texas address, takes funding requests by phone and online form from businesses around Spring. This page names nearby places, gives ZIP-labeled Census counts where they exist, and covers leasing and buying-a-business questions that come before a funding request. - [Business Loans in Humble, TX for Gyms and Salons Near Spring, TX](https://sunleafbusinesscapital.com/service-areas/humble-tx/): Sunleaf Business Capital takes funding requests from Humble, Texas businesses by phone and form and matches them with funding partners, who decide. The Humble mailing ZIP, 77338, held 1,296 employer establishments in 2023 (ZBP). This page covers those counts, leasing space for a gym and questions to ask a landlord. ## Company - [Small Business Loans in Spring, TX: Gyms, Salons and Physician Offices](https://sunleafbusinesscapital.com/): From a Spring, Texas address, Sunleaf Business Capital helps small businesses line up funding. It takes requests by phone or online form from gyms, salons, physician and dental offices, repair shops and stores, sorts each one by what the money buys and when it comes back, and sends it to funding partners, who review it and decide on approval and terms. - [How to Get a Business Loan in Spring, TX: Steps for Gyms and Salons](https://sunleafbusinesscapital.com/how-it-works/): Sunleaf Business Capital in Spring, Texas starts with a phone call or the request form. It sorts the need by what the money buys and when it returns, then passes the request to funding partners. A partner reviews the records, may ask for more, and decides; any offer comes back to the owner to accept or decline. - [Business Loan Questions From Spring, TX Gyms and Salons](https://sunleafbusinesscapital.com/faq/): Sunleaf Business Capital, a funding service in Spring, Texas, answers the questions owners raise before a funding request. Tax and legal questions belong with an accountant or attorney; this page covers how requests, partners and products work. - [About Sunleaf Business Capital, a Funding Service for Spring, TX Gyms and Salons](https://sunleafbusinesscapital.com/about/): Sunleaf Business Capital, 1565 Lake Woodlands Dr, Spring, TX 77380, works with requests by phone and online form. It sorts each request by what the money buys and when it returns, explains six funding types, and sends the request to funding partners, who make every credit decision. - [Contact Sunleaf Business Capital About a Business Loan for Your Spring, TX Gym](https://sunleafbusinesscapital.com/contact/): Sunleaf Business Capital, 1565 Lake Woodlands Dr, Spring, TX 77380, takes funding requests by phone and online form. No email address is published. Below are questions worth asking any lender or partner before applying. - [Apply for a Business Loan in Spring, TX: One Form for Gyms, Salons and More](https://sunleafbusinesscapital.com/apply/): Sunleaf Business Capital's request form asks for full name, phone, email, company name, time in business, annual revenue and requested amount, and ends with a required consent box. Read its wording before checking it. Records come later, and only the ones a reviewing partner asks to see. - [Disclosures for Sunleaf Business Capital, Spring, TX](https://sunleafbusinesscapital.com/disclosures/): Sunleaf Business Capital in Spring, Texas is a funding broker, not a lender. It matches funding requests with partners that review them and make their own decisions on approval and terms. A merchant cash advance is not a loan. Read every offer in full before signing. ## Optional - [Full text of every page](https://sunleafbusinesscapital.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://sunleafbusinesscapital.com/sitemap.xml)